Citi Launches New StrataSM Card with 30K Bonus and Flexible Rewards
Citi has launched the Citi StrataSM Card, a new addition to its rewards credit card portfolio. The card, available to new applicants since October 2025, offers a substantial welcome bonus and a variety of earning rates tailored to different spending categories.
The Citi Strata card comes with a generous welcome bonus of 30,000 ThankYou Points after spending $1,000 within the first three months. These points can be redeemed for travel, gift cards, merchandise, or statement credits through CitiTravel.com. For higher value, points can be transferred to Citi's travel partners at a 1:1 ratio.
The card's earning structure is designed to reward various types of spending. Cardholders earn 5x points on hotels, car rentals, and attractions booked through CitiTravel.com. For everyday expenses, the card offers 3x points at supermarkets and on select transit, and 2x points at restaurants. Additionally, cardholders can choose one category each quarter to earn 3x points on, providing flexibility to match their spending habits. All other purchases earn 1x point.
The Citi Strata card, with its $0 annual fee, presents a compelling offer for those looking to maximize rewards on various spending categories. Its welcome bonus and flexible earning structure, combined with the ability to pool and transfer points to Citi's travel partners, make it a strong contender in the rewards credit card market.
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