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Neighbor allegedly floods apartment, demands payment: DEAN DUNHAM's response elicited

House inundated by neighbor's blocked drains, and the homeowner refuses to file an insurance claim, arguing that the neighbor should cover the damage. What is the correct course of action? DEAN DUNHAM weighs in...

Neighbor's Clogged Drains Lead to Home Flooding: Debate on Financial Responsibility
Neighbor's Clogged Drains Lead to Home Flooding: Debate on Financial Responsibility

Neighbor allegedly floods apartment, demands payment: DEAN DUNHAM's response elicited

Article Rewrite:

Hey there! You're dealing with a flooded house due to your neighbor's blocked drains? It's a common neighbor issue, and I'm here to help you sort it out.

First things first: find out who is responsible for those pesky drains. If it's just your neighbor's property and there's no shared ownership, they should take care of 'em. If it's a joint responsibility, you'll need to discuss it with your neighbor.

Now, if it turns out that your neighbor is the culprit, they're the ones who should fix the damage. But if they refuse, you might need to take things up a notch. You could make a claim on their insurance, but keep in mind that their policy might not cover damages caused by neglected drains.

Alternatively, you could try mediation. It's a less confrontational way of resolving disputes, and UK government provides resources for that on gov.uk/how-to-resolve-neighbor-disputes/use-a-mediation.

If all else fails and your neighbor still didn't budge, you could consider taking them to court. You'll have to prove that they neglected their drains, causing your house to flood.

Meanwhile, those pesky ice-cream vans driving you crazy? There's something you can do under the Control of Pollution Act 1974. Section 62 says that ice-cream van chimes shouldn't cause an annoyance, especially after 7 pm or before midday. Plus, the Department for Food and Rural Affairs' code of practice allows for no more than 12 seconds of music and no less than 2 minutes between chimes.

Before making a complaint, gather evidence like sound recordings and a diary of when the van's been driving you nuts. Recruit some neighbors to join you, and if all else fails, approach the ice-cream vendor or contact your local authority.

Insights: Homeowners and landlords are expected to maintain their properties in a way that prevents harm to neighboring properties. If damage occurs due to neglect or failure to maintain drains, legal action may be necessary to address the issue. Mediation can be a beneficial, less confrontational approach to resolving disputes. Properties with shared drains might require a shared agreement between the property owners to determine who is responsible for maintenance.

Maintaining your home-and-garden property includes ensuring that drains are properly managed to prevent flooding, which could potentially damage your neighbor's property as well. In the event of a flood due to neglected drains, it might be necessary to consider home insurance to cover any damages, especially if your neighbor refuses to rectify the issue. Additionally, ice-cream vans should adhere to the Control of Pollution Act 1974, where their music should not cause annoyance after 7 PM or before midday, and the Department for Food and Rural Affairs' code of practice allows for no more than 12 seconds of music and no less than 2 minutes between chimes. If these regulations are violated, appropriate action can be taken to ensure a peaceful lifestyle.

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